A: Credit repair is the process of improving your credit score by removing inaccurate or negative items from your credit report. This can include things like late payments, collections, charge-offs, and other negative items that may be hurting your credit score.

A: Yes, you can attempt to repair your credit on your own, but it can be a time-consuming and complicated process. A credit repair company like Eminence and Associates can help you navigate the credit repair process and maximize your chances of success.

A: The length of time it takes to repair your credit depends on the severity of your credit issues and the strategies used to address them. Some clients see improvement within a few months, while others may take longer.

A: Yes, credit repair is legal. The Fair Credit Reporting Act (FCRA) gives consumers the right to dispute inaccurate or incomplete information on their credit reports. Credit repair companies like Eminence and Associates work within the guidelines of the FCRA to help clients improve their credit scores

A: The cost of credit repair varies depending on the credit repair company and the services offered. At Eminence and Associates, we offer competitive pricing and a range of packages to fit our clients’ needs and budgets.

A: No, credit repair cannot guarantee that you will get approved for credit. However, improving your credit score can increase your chances of getting approved for credit and may result in more favorable terms and interest rates.

If you have additional questions about our credit repair services or the credit repair process, please contact us today. Our team of credit repair experts is here to help you achieve your financial goals.